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Commercial Banking vs Investment Banking: Difference

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Commercial Banking vs Investment Banking: Difference Introduction  Banking institutions, both commercial and investment, had a significant role to play in helping nations achieve their financial goals. While commercial bankers perform a range of practices such as depositing money, moneylending, and providing other financial services, investment bankers concern themselves with underwriting bonds and stocks and helping companies raise capital through initial public offerings (IPOs) for business expansion.   Difference between commercial and investment banking in tabular form.          Difference     Commercial Banking    Investment Banking Meaning Commercial banking refers to a branch of banking that takes deposits from customers, provide all kinds of loan facilities, as well as gives some premium financial services to corporations and governments.    Investment Banking pertains to a branch of banking that specializes in advising corporations in their asset management and in carrying out
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10 signs of highly Creative people|

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Dear reader, I have outlined 10 signs of highly creative individuals so as to inform you about them. But that doesn't mean this blog is not for you. On the contrary, it's written only for you to see, how many of them sounds like you. For the ones that doesn't, try to learn them because they all will make you more creative. Let's get started: 10 signs of highly Creative Minds 10. Open to new experiences: Creative individuals tend to be curious and open-minded. They have a geniune  curiosity to know the world more deeply, as deeply one could experience it. That is why, they are always open to whatever comes ahead. 9. Problem-Solving Skills: Creative people excel at problem-solving. They approach challenges with a fresh perspective, identifying alternative routes, generating innovative solutions. They are very apt to use  critical thinking to solve their problems. 8. Flexibility and Adaptability: Highly creative individuals are flexible in their thinking and adaptable
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How to be more Confident| 5 ways to develop Confidence

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Once upon a time there was a rivalry between history's two great painters: Henri Mattise and Pablo Picasso.  Picasso desperately wanted to outdo Mattise. At that time he did not knew a fuss about any-how still he believed irrationally that one day he will outdo him.  As expected, Piccaso faced many self-doubtings after all how can he outdo Mattise if he doesn't know any how? He knew he was losing. All the while, Mattise was titillating the world with his new paintings. Art critiques were praising him every where. This was hard to digest. Picasso was left miserable. Still, he doesn't lost faith that one day he will outdo him . Many days went without him getting anywhere. But then one day, all was changed. He had worked silently on one painting and that made him gain love of critiques and painting lovers. At the same time, he outdid Mattise. The moral of the story is this: | No one is gifted with confidence. Just as Piccaso gained it though irrationally believing that one d
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Top 5 skills to learn in 2023 ~ Learn & Grow

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Whether you want to update your resume with more skills and stand out or are in search of learning and exploring new ideas and concepts, these five skills guarantees to help you in innumerable ways. As of 2023, all these are worth learning: 5. Digital Literacy: As technology continues to advance rapidly, having a strong foundation in digital literacy is crucial. This includes understanding basic computer skills, navigating online platforms, using digital tools effectively, and having a good understanding of online security and privacy. 4. Data Analysis: With the increasing availability of data in various fields, the ability to analyze and interpret data is highly valuable. Skills in data analysis, including using statistical software, data visualization tools, and interpreting trends and patterns, can provide insights and help make informed decisions. 3. Emotional Intelligence : In an increasingly interconnected and diverse world, emotional intelligence skills such as empathy, self-aw
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How to be More Productive ~ Learn and Grow

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Increase your Productivity with an untraditional approach Isn't sometimes the total number of tasks that you complete in a day, becomes very hard to achieve? Well what is the reason behind that? Often, people think, negligence of following a proper schedule and strategies to finish tasks-in-hand is a major reason behind an unproductive day. However, that’s not the only cause.  More often, what is your mood, how you feel, on a particular day, plays a critical role in determining your productivity. For instance, when people get a positive-boost in the morning then they are deemed to be more creative and productive in the workplace versus when they come with a certain worry in their head.   Since our mood depends on many factors, therefore we cannot contemplate to change it completely, still there are ways to manipulate it. That’s what we will discuss in this blog: How to change your mood so that it will help you to increase productivity.   Since morning is very crucial timing
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What is Critical Thinking| 7 Stages of Critical thinking Process|

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What is Critical Thinking| 7 Stages of Critical thinking Process|   Critical thinking, It is the ability to objectively analyze and evaluate information, Data, or situations in a logical and systematic manner. It involves skillfully analyzing and evaluating the information gathered from observation, experience, reasoning, or communication.  In a nutshell, critical thinking is about analysing, evaluating, and then drawing conclusions to take action. Why Critical thinking is important? Critical thinking is important because it enables individuals to question assumptions, recognize biases, and consider alternative perspectives before arriving at well-reasoned conclusions. It i s a valuable skill in various domains, including education, professional settings, scientific research, even in business also. It helps organizations become more independent, informed, and effective decision-makers. Now that we know its importance let's move onto the 7 stages of Critical thinking. Critica
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How to be Smart|10 Hacks to be smart ~ Learn & Grow

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Learn 10 Hacks that guarantees to transform you into a Genius   Becoming smart or intelligent is a goal many people aspire to achieve. While intelligence is a complex trait influenced by various factors, including genetics and upbringing, there are several strategies you can employ to enhance your cognitive abilities and expand your knowledge. Here are 10 hacks to be More Smart : 10. Cultivate a curious mindset: Embrace a genuine curiosity to know about the world around you. Ask questions, seek answers, and maintain an open-minded attitude towards learning . 9. Read regularly: Engage in reading books, articles, and other informative materials across different subjects. Expand your interest and learn  new ideas . This habit, of reading regularly, will enhance your knowledge and knowledge.   8. Develop study habits : If you're a student, learning how to study effectively is crucial . Find study methods that work best for you, manage your time wisely, and review informa
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